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Consumer Lending What They Forgot To Tell You
Paperback
Publisher Price: $24.99
Publisher: Malistaar Publishing LLC
Published: Dec 8 2025
Pages: 74
Weight: 0.25
Height: 0.18 Width: 6.00 Depth: 9.00
Language: English
Every day, millions of people walk into banks, car dealerships, and mortgage offices believing they understand how credit works-only to walk out confused, denied, or drowning in debt. Consumer Lending: What They Forgot to Tell You is the insider guide to the financial industry.
Drawing from over two decades in lending, Reg B lifts the curtain on the real rules of borrowing-revealing what truly determines an approval, why good credit isn't always good enough, and how everyday people unknowingly sabotage their financial futures. This isn't another generic budgeting book. It's a rare, behind-the-scenes education delivered by someone who has worked on the inside of loan approvals, declines, underwriting decisions, credit score evaluations, and lending policies for years.
You'll learn:
- Why high credit scores STILL get denied
- The hidden 5 C's that determine lending decisions
- How to build, repair, and protect credit the right way
- The truth about auto loans, GAP, warranties, and negative equity
- What lenders look for-but rarely explain
- How interest, fees, and promotions quietly drain thousands
- The real mechanics behind credit cards, refinancing, and consolidation
- How to avoid credit traps that keep people stuck for decades
Written in clear, compassionate language and packed with real-life scenarios, biblical wisdom, financial strategies, and step-by-step guidance.
It will empower you to make informed, confident decisions long before you ever sign your name.
Whether establishing or rebuilding credit, making a major purchase, or feeling lost in the lending process, this book gives you the knowledge and tools needed to get control of your finances.
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