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Payments for Beginners: How Cards, Schemes, Switches, Fraud, APIs, Real-Time Payments Actually Work
Paperback
Business GeneralInvesting & FinancePersonal Finance
Publisher: Independently Published
Published: Nov 22 2025
Pages: 312
Weight: 0.92
Height: 0.65 Width: 6.00 Depth: 9.00
Language: English
⭐ PAYMENTS FOR BEGINNERS ⭐
How Cards, Schemes, Switches, Fraud, APIs & Real-Time Payments Actually Work
by Patrick Sharpe
Have you ever tapped your card, paid online, used an ATM, or sent money instantly - and wondered what REALLY happens behind the scenes? Why some payments fly through in seconds while others fail? Why card networks exist? How banks talk to each other? What a payment switch actually does? Or why the world still runs on a 40-year-old standard called ISO 8583?
The truth: Payments is one of the most misunderstood industries in the world.
And until now, beginners had no clear guide to learn it.
This book changes everything.
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