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Variations dans l'adoption et l'utilisation des portefeuilles électroniques: Nigeria et Royaume-Uni
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ISBN10: 6209293212
ISBN13: 9786209293214
Publisher: Editions Notre Savoir
Published: Nov 22 2025
Pages: 120
Weight: 0.38
Height: 0.28 Width: 6.00 Depth: 9.00
Language: French
ISBN13: 9786209293214
Publisher: Editions Notre Savoir
Published: Nov 22 2025
Pages: 120
Weight: 0.38
Height: 0.28 Width: 6.00 Depth: 9.00
Language: French
Au cours des dernières décennies, le monde a assisté à des progrès dans le domaine des paiements électroniques. Des cartes de débit, également considérées comme des chèques électroniques, aux cartes de crédit, considérées comme des prêts électroniques, en passant par les porte-monnaie électroniques, qui sont essentiellement une forme de monnaie électronique, les consommateurs, les commerçants et les émetteurs ont commencé à tirer parti des progrès de la technologie des télécommunications pour faciliter les paiements à l'aide de ces moyens. Cependant, bien qu'au début des années 1990, certains analystes spécialisés dans les paiements aient suggéré que les cartes à puce, en particulier celles dotées de fonctionnalités de porte-monnaie électronique, conduiraient à une société sans espèces, cela n'a pas été le cas. Cet ouvrage vise à expliquer les raisons de cette lente adoption des porte-monnaie électroniques en comparant leur utilisation au Nigeria et au Royaume-Uni afin de déterminer les facteurs saillants qui découragent l'adoption de cette technologie. Enfin, à partir de données qualitatives et quantitatives provenant d'un échantillon diversifié dans les deux pays, je tire des conclusions quant au pays qui serait le plus enclin à adopter ce mode de paiement.
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