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Variazioni nell'adozione e nell'uso dei portafogli elettronici: Nigeria e Regno Unito
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ISBN10: 6209290655
ISBN13: 9786209290657
Publisher: Edizioni Sapienza
Published: Nov 22 2025
Pages: 116
Weight: 0.36
Height: 0.28 Width: 6.00 Depth: 9.00
Language: Italian
ISBN13: 9786209290657
Publisher: Edizioni Sapienza
Published: Nov 22 2025
Pages: 116
Weight: 0.36
Height: 0.28 Width: 6.00 Depth: 9.00
Language: Italian
Negli ultimi decenni, il mondo ha assistito a progressi nel campo dei pagamenti elettronici. Dalle carte di debito, considerate anche come assegni elettronici, alle carte di credito, viste come prestiti elettronici, fino ai portafogli elettronici e-purse, che sono essenzialmente una forma di contante elettronico, consumatori, commercianti ed emittenti hanno iniziato a sfruttare i progressi della tecnologia delle telecomunicazioni per facilitare i pagamenti utilizzando questi mezzi. Tuttavia, sebbene all'inizio degli anni '90 alcuni analisti del settore dei pagamenti avessero suggerito che le smart card, in particolare quelle con funzionalità di portafoglio elettronico, avrebbero portato a una società senza contanti, ciò non è avvenuto. Questo libro mira a fornire le ragioni di questa lenta adozione dei portafogli elettronici, confrontando l'adozione da parte degli utenti tra la Nigeria e il Regno Unito per arrivare ai fattori salienti che sono responsabili del disincentivo all'adozione di questa tecnologia. Infine, utilizzando dati sia qualitativi che quantitativi provenienti da un campione diversificato all'interno dei due paesi, giungo a conclusioni su quale paese sarebbe più propenso ad adottare questo metodo di pagamento.
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