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Ottenere un Prestito: Cosa Fare per Richiedere un Finanziamento e non Farti Dire di No dalle Banche
Paperback
ISBN13: 9788861743304
Publisher: Bruno Editore
Published: Jun 15 2021
Pages: 66
Weight: 0.22
Height: 0.14 Width: 6.00 Depth: 9.00
Language: Italian
COME PRESENTARSI IN BANCA E OTTENERE UN PRESTITO
Quali sono i canali attraverso i quali puoi accedere a un finanziamento.
Come presentarsi in banca nel modo giusto.
Quali criteri devi conoscere prima di chiedere un prestito.
Come gestire la mancata attribuzione del punteggio di credit scoring.
Banche dati: quando possono essere davvero consultate dagli istituti di credito.
COME COMPORTARSI PRIMA DELLA FIRMA DEL CONTRATTO
Perché devi sempre avere ben chiare le condizioni pattuite in sede di istruttoria con la banca.
Come verificare la percentuale di interesse e fare attenzione che non superi la soglia del tasso di usura.
Come valutare le polizze assicurative legate al prestito proposte dalla banca.
Come capire quali spese effettivamente si pagheranno ogni mese per evitare brutte sorprese.
Quali informazioni puoi ricavare dal piano di ammortamento alla francese.
COME DIFENDERSI DALLE BANCHE
Estinzione anticipata: accordi, pro e contro.
Quali elementi caratterizzano una corretta estinzione anticipata del finanziamento.
Come difendersi dalle banche: l'Arbitro Bancario Finanziario e il Conciliatore Bancario.
La gestione delle informazioni personali.
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