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612-822-4611
Risk Management and Stock Exchange: An Investor's Perspective

Risk Management and Stock Exchange: An Investor's Perspective

Paperback

Business General

ISBN10: 3639760921
ISBN13: 9783639760927
Publisher: Scholars' Press
Published: Feb 24 2025
Pages: 96
Weight: 0.31
Height: 0.23 Width: 6.00 Depth: 9.00
Language: English
The book Credit Risk Management and Bank Performance examines the crucial role of credit risk management in ensuring the stability and profitability of commercial banks. Focusing on banks listed on the Pakistan Stock Exchange, it analyzes a decade (2006-2015) of empirical data using econometric models. The study investigates the impact of key credit risk variables - non-performing loans (NPLs), capital adequacy ratio (CAR), and loan advances (LA) - on bank performance indicators like return on assets (ROA), return on equity (ROE), and net interest margin (NIM). The findings reveal that NPLs negatively affect bank performance, while CAR enhances profitability. The book underscores the importance of robust risk management frameworks, recommending strict credit assessment policies and strategic risk mitigation techniques to improve financial stability. Aimed at banking professionals, policymakers, and researchers, it provides valuable insights into optimizing credit risk management practices for sustainable bank growth in evolving financial landscapes.

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Mahmood, Shahid

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Business General