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Um estudo de caso sobre a literacia financeira e o bem-estar dos imigrantes
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ISBN10: 6208201616
ISBN13: 9786208201616
Publisher: Edicoes Nosso Conhecimento
Published: Oct 21 2024
Pages: 56
Weight: 0.21
Height: 0.13 Width: 6.00 Depth: 9.00
Language: Portuguese
ISBN13: 9786208201616
Publisher: Edicoes Nosso Conhecimento
Published: Oct 21 2024
Pages: 56
Weight: 0.21
Height: 0.13 Width: 6.00 Depth: 9.00
Language: Portuguese
As fontes de educação em literacia financeira acessÃveis aos imigrantes no Canadá e a relação entre a literacia financeira dos imigrantes e as decisões financeiras podem ter um impacto negativo no seu bem-estar e no crescimento da população do Canadá. O objetivo deste estudo de caso exploratório qualitativo foi explorar as fontes de educação em literacia financeira dos imigrantes imediatamente após a sua chegada ao Canadá e a relação entre os seus conhecimentos financeiros e as suas decisões financeiras. A hipótese do ciclo de vida, a teoria da escolha racional e a teoria da racionalidade limitada fundamentaram o estudo. A recolha de dados da amostra intencional incluiu entrevistas presenciais semiestruturadas a 13 imigrantes adultos e uma discussão em grupo com 6 imigrantes adultos, todos eles a viver, trabalhar ou ter um negócio na cidade de Lloydminster. Os dados foram recolhidos entre 12 e 19 de dezembro de 2016. Utilizando o procedimento analÃtico de dados em 5 etapas de Yin, os 6 temas que descreveram o padrão entre o bem-estar dos imigrantes e os seus nÃveis de literacia financeira são: instituições sociais, instituições económicas, pressão com impacto nas decisões financeiras, facilidade de crédito com impacto nas decisões financeiras, emoções com impacto nas decisões financeiras.
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